Credit Analyst (Orillia)

Who We Are:u00a0 We are on a mission to provide innovative working capital solutions to small and medium size businesses throughout the United States, Canada, and the United Kingdom. A steady cash flow can change the course of a business and help a company define its future, promote growth, and impact the bottom line! As a leading provider of innovative funding solutions for small to medium sized businesses, we are one of the fastest growing companies in the industry. Through our Commercial Finance, Freight Factoring and ABL divisions, eCapital offers capital solutions to 80+ industries. We truly love to help our clients grow and this is a position where you can grow too!u00a0 Summary: As a Credit Analyst, you assess the financial health and risk of clients by analyzing financial statements, building models, and supporting funding decisions. You collaborate with internal and external partners, leverage data to inform recommendations, andu00a0assistu00a0with closing documentation to supportu00a0timely, well-informed credit decisions.u00a0u00a0 You will be working on the Commercial Finance portfolio. Responsibilities: Analyze financial statements of sub-investment grade and unrated companies, with an emphasis on the unrated middle market, and form an investment thesis.u202fu00a0 Build financial models to support investment thesis.u202fu00a0 Propose fundingu202fsolutions, andu202ffacilitate/execute decision-making.u202fu00a0 Leverage data and analytical tools to bring quantitative rigor to the funding and decision-making process.u202fu00a0 Effectively communicate with external and internal constituents, with a keen focus on problem solving.u202fu00a0 Issue and negotiate closing documentation (contracts, guaranties, subordinations, etc.).u202fu00a0 Other duties as assigned by direct, department, oru00a0divisionu00a0leadership.u00a0u00a0 Qualifications: Bacheloru2019s degree or equivalent experienceu202frequired, preferably in Finance, Accounting or Business.u202fu00a0 3+ years in a financial analysis role focused on investment decision-making and analytics; experienceu202fin high yield credit, equity, or private equity investing is ideal.u202fu00a0 Experience in supporting and making decisions that willu202fimpactu202fgo/no-go within various business transactions.u202fu00a0 Working knowledge of Microsoft Office: Excel, Word, Outlook, Googleu202fDocsu202fand the ability to learn Tableau.u202fu00a0 Excellent verbal and written communication skills.u202fu00a0 Problem solving abilities, delivering solutions-driven work, and providing impactful results.u202fu00a0 Resourceful, self-starter, independent thinker.u202fu00a0 Team player, collaborative, responsive.u202fu00a0 Detail-oriented.u202fu00a0 We Bring: $65,000u00a0Annually Annual Bonus PTO Health, Dental, and Life Benefits RRSP Matching Abundant career development opportunities at a growing and thriving alternative Finance company!u00a0 eCapital Culture: At eCapital, we''re not just a funding provideru2014we''re a strategic partner built for what''s next. Our culture is defined by innovation, scalability, and personalized service. We value: Agility: We adapt quickly to changing market conditions and customer needs. Relationships: We put our clients'' needs at the center of everything we do, and we believe the best results come from diverse teams working together. Accountability: We hold ourselves to the highest standards in all aspects of our work. Innovation: We constantly push boundaries to create better solutions for our clients. We offer a dynamic work environment where you''ll have the opportunity to make a significant impact on our business and the SMBs we serve. Join us in revolutionizing how businesses access and manage capital in the digital age. eCapital values diverse experiences and backgrounds. We encourage all qualified candidates to apply, regardless of race, color, religion, gender, sexual orientation, national origin, genetics, disability, age, or veteran status. AI Statement eCapital uses AI-enabled tools within our applicant tracking system to support resume screening by comparing qualifications to job requirements. Final hiring decisions and resume reviews are always conducted by our recruiters. Vacancy Type: Replacement Powered by JazzHR Apply on Kit Job: kitjob.ca/job/2obnsx